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Policy coverage and indemnity issues can be complex and difficult to manage, with insurers always mindful of the FCA’s new Consumer Duty and reputational risks.
However, in appropriate cases, careful deployment and management of these issues can lead to significant savings for insurers.
Our policy unit provides a focus on those issues of policy coverage and indemnity which frequently arise in casualty claims, ensuring that these points are identified, investigated and dealt with appropriately. Our specialists cover all aspects of this area, including advising on the implications of policy wording, cases involving breach of condition (such as non-disclosure and late notification), dual insurance issues arising as a result of the existence of multiple policies and advising on insurer status in relation to road traffic accidents.