Ouran Li

Full Profile

Ouran has defended various construction parties and site participants against allegations of deficient work and property damage under Commercial General Liability and Wrap Up Liability policies.

He has prosecuted and defended subrogated claims under first party Comprehensive or Broad Form policies, and Builder’s Risk or Course of Construction policies. He has also defended professional consultants, including architects and engineers, under Professional Liability policies against allegations of professional errors or omissions.

In his practice as coverage counsel, Ouran has:

-prepared reservation of rights letters in response to claims made under CGL, D&O, E&O, course of construction, wrap-up liability, and homeowner policies;

-prepared coverage opinions where insurers have reason to believe there was a material misrepresentation, material change in risk, or breach of warranty in the context of fire or flood related losses;

-assumed conduct as second chair in a total loss coverage dispute that resolved prior to trial where issues in dispute included whether there was a material change in risk, breach of warranty, proper measurement of recovery, and relief from forfeiture.

Admissions

• British Columbia, 2021

Education

• J.D. (Class 1 Distinction), Bond University (2020)
• Tsinghua University (Exchange Semester, 2020)
• Seneca College of Applied Arts and Technology (Law Clerk Diploma, 2011)
• BSc., Queen’s University (2008)

Professional Associations

• Canadian Bar Association – Construction Law Section Executive Member (2023-2025)

Publications and Presentations

• Presentation (2024, March): researched and developed materials to advise insurer clients on “all-sums” vs. “pro-rata” approach in long-tail claims following Loblaw Companies Limited v. Royal & Sun Alliance Insurance Company of Canada, 2024 ONCA 145.
• Li, O. (2023, October). The Civil Resolution Tribunal. CBABC BarTalk Magazine.
• Client presentation (2023, November): researched and developed materials for presentation to D&O insurers on new exposures and emerging risks applicable to directors.
• In-firm CPD presentation (2023): “Common Claims and Defences in Construction Actions”.
• Client newsletter (2022, December): discussions related to how mandatory dispute resolution process (DRP) under the Insurance Act applies to first party property disputes.
• Client newsletter (2021, September): discussions related to damages which could flow from loss of coverage because of broker negligence.

Experience

Ouran is pleased to advise that he has generally resolved his handling matters before trial. Reported decisions where Ouran has appeared as an advocate include:

•    King v. Aviva Insurance Co of Canada, 2022 BCSC 973
•    Strata Plan LMS3463 (Residential Section) v. Just George Cleaning and Maintenance Inc., 2022 BCPC 55
•    Simon Fraser University Foundation v. The Owners, Strata Plan BCS 1345, 2021 BCSC 360